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Call the dude - I'm sure he won't mind.

Another option is to call Shahin and get a pro to sort this out for you. Cheers Jamie

To split up deductible and non-deductible debt. Best to stick with CBA for the equity release since you've already paid LMI (so the LMI on the equity release should only be an adjustment fee). Cheers Jamie

OK - top up CBA loan to 90% (or 88%) and make sure they credit you the LMI you've already paid. This loan needs to be set up as a second loan. Seems like you need an IP loan that will be above 95% once LMI is capitalised - hence the reason your broker has suggested BWA. Westpac can be another...

Hiya A couple of questions. 1. How are you calculating equity? What is your current loan amount and property value? 2. Which lender are you currently with? 3. Did you ever pay LMI on your current loan? Cheers Jamie