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Mine gets paid a commission on the insurances products I take out (upfront and trail) on life, income, trauma, etc as well as a small management fee taken out of my super. So I personally haven't paid anything upfront for service - but indirectly via the small super management fee (and he's done...

Personally - I find that my FA is invaluable. For me - it's mostly for risk cover, super and a bit of SMSF advice.