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Yeah I agree - I don't really have much of an issue with it providing it's the right person BUT it could impact on OPs ability to obtain finance if he/she needs to demonstrate gen savings.

Hiya With my mortgage broker hat on - I wouldn't lend it IF you're in a position where genuine savings needs to be demonstrated and the amount you're lending is more than 20% of the required genuine savings amount (5% of the purchase price). Sure - you could argue with the lender that it's...