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There could be a good reason why they were recommended - I've used them early on for plenty of clients - and it's really not the end of the world. On the flip side - you could start of with a crappy servicing lender and get stuck. None of us know why your broker recommended them - and...

I usually find Nab more willing to accommodate larger pricing discounts than Mac..... Either way - if pricing is of the biggest concern then you'll get lower elsewhere. Cheers Jamie

Hiya If the primary motivator is the rate/cost then I wouldn't go with either and look at one of the online cheapies instead. Both lenders are pretty good - I write a bit of both of them. Both have certain policies which fit well with certain clients. Both have generous servicing models so can...