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Cool - the reason I ask is that you really want to be contributing at least a 10% deposit + costs for an IP. With anything less than 10% your scope of lenders is dramatically reduced, the LMI costs skyrocket and the chances of approval decline due to tighter credit scoring. Ideally - if...

Hiya Deano I won't comment on those areas but noticed the subject title says $350k IP with $35k deposit. Does that $35k have to cover purchase costs (stamps, etc) too? Cheers Jamie