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Hey Tony Are you saying that gave a 1.3% discount on a new loan but didn't apply it to existing WBC loans? If so - they should have. Get your broker/banker to sort out.

I recently got a 1.35% discount with the dragon for a client with similar borrowings and LVR. They were taking out a new loan which gives us leverage in negotiating.

Which reminds me to get some pricing on my own deals! Some of the discounts are amazing at the moment :-) Cheers Jamie

Assuming a refi to another lend then yes it would. If the loan is still in LMI territory at that point then an external refi would be costly. Cheers Jamie

Sounds like the 3 year rate saver. I just arranged 4.6% on 88% LVR at $358k under the pro pack. On your $550k I'd be asking for less than that.

Anz are offering decent pricing on lending above $750k You don't have to mention the LVR either (if it's above 80). If it's below 80 - then mention it. If you've got a broker - ask them to request a discount. Jamie