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Added scrutiny of your application - and given the changes to IP lending at present, who knows what Genworth are capable of doing. Usually CBA will approve LMI in house (they have authority to do so for most deals). But from memory - when aggregate borrowings for a client go over that magic...

Hey Andy I could be wrong but when aggregate lending goes above $1m with CBA the deal is referred to genworth who can be a bit rigid (keep that in mind for the second purchase). I know you don't personally pay LMI but I think this would still be the case. If you could get both done with...