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I think you should be fine. What's your borrowing capacity like? If it's quite good - then there shouldn't be any impact. If it's tight - then it wouldn't hurt to check in with your broker/lender just to double check that all is still good. It sounds fine though. Cheers Jamie

There is still normal discounts off the SVR. There just isn't FURTHER discretionary discounting. So today you'll get a 0.9% discount on a $500k loan. Last week, if you asked nicely, they probably would have given you 1.1% It's really not as bad is it's being made to sound. It's not like...

Yep - spot on. The fact that it just means "no discretionary" discounting needs to be recognised more. With most IP loans (usually above $250k) your banker/broker will put up a "pricing request" and ask for a further discount on the rate. Realistically, this can result in a further...

Hiya It shouldn't effect existing discounts already in place. Cheers Jamie