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Hi Dtraeger, No we have no other debts. Am I going over-board now to ask for advice on which credit cards people recommend for everyday use? Thanks, Trqx

Hi Aaron, thanks for the reply. I may have been unclear but we aren't crediting our salaries into our mortgage account, rather we have our own individual everyday savings/transaction accounts which we use lump sum pay into our offset accounts once per month (we both get paid monthly so this...

Hi All, Relatively new poster here, been lurking for awhile though as do most in the "Where to Buy" sub forum :P. : Questions: - Should we be dumping our salaries directly into the offset account rather than paying our mortgage at the start of the month and then as we build up a buffer in our...