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You could do either, draw the debt across or pull the cash out. I'd be conderned about pulling the cash out, some interest free cards don't include cash in the interest free component. Jas

Hi Electro, Funnily enough, I did a varitaion on this. Back in the property boom, my then partner got pre-approved for a 20K cc, 6 months interest free. We took the money and bought a little 1 bedder. The plan was to do a quick facelift and sell. Instead we did a facelift and then rented it...