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Thanks again Geoff, I just realised that we were getting off the track on this topic, so I have posted some more Q's in a x-coll thread in the finance section here : http://www.somersoft.com/forums/showthread.php?s=&postid=83499#post83499 Cheers J

Thanks Geoff, So I guess the obvious solution would be more of a deposit ie. lower LVR ? But your at 60% and you have to refinance, if you dont mind me asking why is that ? Do you have any advice or ideas in regards to X Coll and getting around it ? Brenda, youve never had tenants that...

Hi Brenda and all, Im very new to this board, Ive been on propertyinvesting.com for awhile. Didnt know this one existed, and boy am I glad I found it -WHAT A READ ! Very inspirational and reassuring stuff Brenda, thank you ! I dont think property investing gets any more aggressive than...