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  1. J

    cross collateralization - clarification

    Great thanks all. Appreciate the help. So to clarify. If i go with the same bank i can get a separate split loan of 200k sonce 100k required to be kept for 80% lvr. Then i can use that 200k for a deposit for the new loan. As long as i check the security only has one property i should be fine...
  2. J

    cross collateralization - clarification

    Hi. Ive read prior post but still confused. currently i have a ppor say as an example worth 500k and owe 200k. Looking to get a loan for an IP and bank suggested cross collateral since i can use my equity of 300k. Wondering how i can avoid cross collateralization? Do i just ask my bank...
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