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true, the AUD went from over 100yen to 58yen in the matter of a couple of weeks back last year. While that would be good in my situation (earning in yen), the opposite can obviously happen.

Interesting. To be honest, I didn't chase it up any further because the income levels required left me ineligible. I might have to start going to banker's networking meetings etc as Im looking to do a development in a few years time and a 2% loan would be ace!! Assuming I could get past the...

I can get a loan from ANZ here in Japan to service Australian property, however income levels need to be huge (mainly geared for expat salaries of $200k etc), and Im not at that level so cant get it. The interest rates are nice, around 2% from memory, but you have exchange risk to factor in.