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Good to see some others in their 20s thinking about this. I'm also kicking myself for not thinking about it earlier... but at uni etc we're fed the "money is the root of all evil" type spiel.

Bit too green to have any major mistakes yet. After reading this though, I'm actually looking forward to making some. Probably one: flogging myself to death working full time hours while at uni and then spending all the money on useless rubbish to make myself feel better about it. Ha. Not...