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Variable rates are even better now, 4.89% for 80 - 90% LVR and 4.83 sub 80%.

This deal is only for owner occupied which might not suit you in the first place, and added to that, as others have said the cash out policy is no good for investors. So prob not the best for you unless you're happy to live in it for a bit and potentially refi down the track if need be.