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Hi Dangle, Based on the numbers you've got on your loans and purchase prices, I'd be amazed if you're not cross collateralised with the 2 props. You may not have used any equity from SA IP to buy Darwin, but I reckon you've got both properties securing the loan - the Darwin loan is very...

Are you with Bank West for your Darwin prop?

It looks like the two properties might be x-coll? I think you'll struggle to find any kind of professional advisor who will tell you what to do with a property you already own - the best a broker or accountant can do is run some numbers for you to decide if it fits your goals and...