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  1. Jess Peletier

    Rate question

    It removes a transaction between loan and end purpose, so makes it easier to connect the funds to use. It can be argued that putting loan funds in an offset does not equate to Investment purposes. This is a bit of a grey area though, depends which tax advisor you talk to. Ie - Loc -...
  2. Jess Peletier

    Rate question

    Yep, if you want to build a decent portfolio I'd recommend not DIYing, and also not focusing too much on rate - using NAB or Macquarie too early will most likely use up your borrowing power and stop you short. If you have an idea about what you want to do for the next few purchases, a good...
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