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That can often be the best thing to do. It's hard to come off like having a few IP's is no big deal when some groups of people obviously think a) You're going to come unstuck because you have $x million of debt b) You're greedy c) You're rich and shoving their face in it. d) That you're a drug...

I say "I've got a fixed rate of just 4.06%" ;) The fact is that a (good) broker can guide you through a range of loans, over a period of time and a number of properties, where an online lender will do nothing more than give you the single loan you ask for, without any consideration as to how...