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Regarding your broker, just a quick heads- up - ask him/her a LOT of questions before automatically assuming they know what they're good for the job. Not all brokers are good at investment, and many won't be able to make an investment plan with you so make sure they know what they're talking...

Hi Renae, Before thinking to much about an investment plan, you need to have a really good idea about what you hope to achieve by investing. Are you after cash flow? Capital growth? Do you want to retire on 'x'? Are you keen to buy and hold/renovate/subdivide? What's your income and...