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Corey is right - those online calcs are junk. Add to that, they take no account of what your deposit might be which is pretty much the determining factor as to how much you can borrow. Huge income, zero deposit = zero borrowing power. (Without a guarantee, anyway.) BUT if you are determined...

Completely understandable :) But it's good to know if a great deal comes up you're not without options.

Depending on the job situation, you may not need to wait 6 months - as long as you're in a similar line of work with no gap you could be fine. Other than that, get your borrowing capacity sorted early - there's no point researching and doing DD on houses/areas you may not be able to actually...