Search results

I'm not suggesting multiple pre-approvals. People go bank shopping all the time without realising how it can affect things - that is all I'm saying. I think the OP gets that, so we probably don't need to keep going here. Feel free to PM me if you need further clarification.

Of course they can, it's just that sometimes they don't and it doesn't get discovered until it's too late. I had a client recently who had 2 credit hits from one lender from doing what they thought was 'enquiring' but the banker thought was 'applying'. Also, if the OP wants to get a proper...

If you approach each bank individually you'll fry your credit file before you've even put in an application, so go through a broker. You'll need to have all your info handy - income and expenditure etc (the more you provide the more accurate we can be) but it's not a complicated thing to do...