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I'm comparing it to the trailing commissions we get in broking. Percentage of Assets under management is not so different to what we get on the remaining loan amount. Only ours is called 'commission' and is significantly less than 1%.

Sorry Yes - I was talking about the percentage of funds under management. It's not called a commission, but sounds a lot like a trailing commission in reality though, doesn't it? !

Many financial planners/advisors don't recommend property because it's a bit of a mine field for them - they can include it in the plan but buying the property itself is out of their hands - but their 'advice' leaves them open to getting sued if things go pear shaped. They also don't/can't...