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  1. Jess Peletier

    Home loan products - suggestion required

    It's not so much the risk that rates will drop further, more the break costs if you need to sell or refinance or similar. There doesn't have to be a huge drop in rates for it to get exxy. But that said, rates could drop further than anyone expects - how many of us have locked in rates at what...
  2. Jess Peletier

    Home loan products - suggestion required

    Hi Marco, Generally, I would not look at fixed rates over variable unless there was a reason to that does not involve cheap rates - for eg, if you need surety in your repayments for whatever reason, fixing can be a good option. If it's purely a money saving question, I would go variable...
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