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They have pretty tight servicing - assuming the Specialist range uses the same calc as normal BoQ. But who knows - they don't offer brokers specialist so we're all none the wiser :) Assuming it's similar, and you're growing a portfolio you'll find that once you have a few properties and the...

In my book, yes. In theirs, not so much :)

I would do it this way - 1. Buy IP 1 using BW equity. 2. Refi PPOR, and get 3 splits - 1 - PPOR debt 2- IP 1 Deposit and cost 3 - IP2 deposit and cost. Make sure they do not x-coll you. Get the low rate. 3. Buy IP2 with finance from any bank you choose. If going with BoQ, again, make sure...

It would be BoQ specialist, for accountants and the like. Not normal retail BoQ.

DT is right - both those lenders aren't investor friendly, so if you're hoping to release equity in the future from these guys, I'd sit down with a broker who understands investment lending and go through it with them. It sounds like at the end of what you're doing, you'll have 3 houses, is...