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Go chat to someone about the specifics - it might be worth moving one rather than all, especially if it changes your total LVR and therefore your rate. If they're all $200k loans it might be worth looking at. Or even just changing product with the same lenders - do you need 3 packages? Often...

You could, in theory, consolidate all your IP loans into one, however you'll still have to account for them in some way, through an excel spreadsheet etc. Pro's are you may get a cheaper rate. If you don't keep good records, can get tricky when selling or if you change the use of the...