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The loan manager I spoke with gave me the suggestion, so they didn't care. However, it was all "hush" in terms of policy, so I'd suggest being ninja from the bank and just saying it's investment. You just happened to "change your mind". The bank doesn't give a crap as long as you're paying them...

I am planning to live in my IP with tennants. For Tassie it doesn't matter, I can get an IP loan, move in, claim FHOG AND have tennants in there from day one. Winner all round, as it means I can get the bank to give me more coin meaning I can get the IP I want, instead of some unit which I'll...