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  1. J

    PPOR to future IP

    For some reason I thought the interest paid on my fixed home loan was fixed each month. I thought it was calculated on the entire amount that was initially fixed at the commencement of my loan, regardless of how much you pay off. Thanks for clearing that one up. My partner and I do intend on...
  2. J

    PPOR to future IP

    Thanks for the feedback guys. Chris I didn't realise that ING had such a competitive introductory rate, I think I've gotten so use to UBank having the better rate I didn't really shop around this time. As I already have savings accounts with ING and UBank I just decided to transfer the extra...
  3. J

    PPOR to future IP

    Hi all, My partner and I are in need of some advice in regards to restructuring our home loans. We purchased our PPOR just over 1 year ago and were planning on purchasing another property in a couple of years. Our current loan structure is as follows Fixed Loan Amount 218k expires in...
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