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Yes we have an offset CBA call it a MISA account. Thing is with our MISA we have been told it is only 50% offset when the loan is IO. It will be 100% offest when the loan goes P&I... I think we are a being duped by the in house CBA broker. When a few things settle down I think it will be...

Hi Welcome to the forum. If you are looking for inspiration I recommend you read the interview section as there some great stories in there. If you want more juicy stuff I recommend going to one of the meeting point meet ups as people are usually more open once you meet them face to face...