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Alexlee, What I am saying is different. You are talking about ANZ with a "Japanesse" hat lending to another ANZ in another country, same family. I am talking about ANZ lending me to go buy a property in Ecuador. With all respect to Ecuadorians out there. Happy Investing Jon Salvador...

"Cultural" Differences Hi Simon, wouldn’t that be great - I don’t have the answer; however this is what I think. Banks need to have a security against the loan, in other words, they need to be able to recover the money if one fails to pay. As a lender you face risks such as different...