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Yes you're right, in fact we are on a guaranteed monthly return, regardlass of occupancy - it's a great deal! My concern is what if the management goes bust, there doesn't appear to be any recourse in the policy - it is a risk, albeit probably not a large one.

After reading this thread, getting slightly worried and reviewing my insurance, I am not sure if I'm adequately covered... My property is a Unit in large complex with Body Corporate. The Unit is in the corporate short-term letting pool. I own the furniture (value $20k new). I chose the...