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Additionally, with ING, you can just get cash out for future investment purposes. Their policy quotes: "For LVRs above 85%, cash out will be limited to a maximum of 20% of the security value."

I was about to post this too. In terms of servicing, ING is not the best but your current situation may still allow you to borrow up to 90% on a separate split like previously mentioned. Taking out a loan from another lender for your IP is a good idea. NAB, for example, will take actual...