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The best discount I have ever come across in referring finance. is 1.1% via Westpac. This couple had to be approved by Credit Management and have a personal banker.

Deal with the mobile banker of a bank If you are going direct to the bank, I suggest you ask for a mobile banker, rather then using branch staff. They generally sit next to credit management and are able to get max discounts or push your deal through. Ask to speak to a banker after...