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Also took the advice, purchased my credit file and Veda Score which is 788....says it's very good but dunno if that actually means anything?? But yeah 18 inquiries and most of them are all to do with mortgages and pre approvals dating back to 2009.

Thanks guys, its good to have the advice be it critical/positive. It's good that people can say what they think/feel and appreciate it all as it's all a learning curve for me! TMNT, def not 68k Commodore lol, got a Landcruiser and wish I was FIFO but live in the Pilbara and work some pretty...

Yeah I know....I went through my early 20's V8 commodore stage but go over that so had to go to a more practical 4x4 lol, also credit card debt....had a bit of crap happen this year and big holiday coming up but could pay majority of it off but just like my savings in case of a rainy day. Nope...

Yes this is most likely the stupidest question on this forum but I want to find a good Mortgage Broker, someone thats interested in my situation, willing to help and find the best deals and the best way to help me get money from the bank! and not the easiest way as has happened in the past and...