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+++++++++++++++++++++++++++++++ Dear Nigel, 1. With this new investing strategy, I now have the banks approaching us and proactively offering its loans to us to further invest as a prudent investor. 2. This greatly contrast our previous situation of we chasing the lending banks for...

+++++++++++++++++++++++++++++++++++++++++++++++++++ Dear Nigel, 1. As a property investor who has utilised these 2 approaches, I can tell you that borrowing to the hilt with a large property portfolio and trying to wait to live off the equity is a highly risky proposal. 2. We may...

+++++++++++++++++++++++++++++++++++ Dear Duncan, 1. If this is sincerely your honest beliefs and assessment for the SA's property market, then why bother to hold in the first place? 2. Aren't there better way of deploying your funds to earn better returns and more wealth for yourself...

+++++++++++++++++++++++++++++++++ Dear Mdk92, 1. Your glass can only be "half full" or "full" provided the house prices keep rising over time. 2. Having see how properties have drastically fallen from their previous market peaks in Japan (-80%), Hong Kong(-60%) and Singapore(40%) over...

+++++++++++++++++++++++++++++++++++ Hiya Duncan, 1. With SA still suffering from its old problem of declining population, personally, I do not think it is appropiate to adopt the "Buy-Hold-Never Sell" investing strategy under such an operating environment unless you are truly rich and...

+++++++++++++++++++++++++++++++++++++++ Dear Gooram, 1. One man''s meat is another man's poison. To each his/her own. 2. Having borned and lived in Singapore over-congested city-life, my family and I are planning to migrate over to Australia so as to enjoy its more spacious suburban +...