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&&&&&&&&&&&&&& Agreed. Cheers, Kenneth KOH

*********** Dear YM, 1. The HDB Executive Flats in Singapore, normally comprise 3 x bedrooms, 1 x study room, 1x dining area, 1 x living area, 1x kitchen area, 1-2 x balconey areas and 2 bathrooms + 2 toilets. 2. Using the HDB's' existing policy of not exceeding S$8,000 per month...

************** Dear YM, 1. However, does it then surprise you that the average Executive HDB Public Housing Flats in the Queenstown area in Singapore, are presently selling as high a price as between S$700,000-S$890,000 price level, at this point in time...

**************** Dear YM, 1. Please come over and live in Singapore for a while and experience its true reality for yourself. Perhaps, you will better appreciate what many families are presently having in Australia, at this point in time, after visiting Singapore for yourself. 2. As you will...

******************** 1. Based on Singapore's own housing experience, the average median unit price for 110m2 condo unit today, is reportedly about 23 times the average annual wage per person.... which is still below the 25 times in 2000 and more than 33 times before the 1996 housing market...

David Koch: "Property Crash Not Likely" Dear All, 1. David Koch, in his recent article, entitled, "Property Crash Not Likely", believes that while "... there is a big increase in home repossessions and loan defaults, and property values are relatively stagnant, but compared with the...

Australia's Loan Securitisation Market to Re-Open Again in 2008? Dear All, 1. It was recently reported that a. "The Reserve Bank believes Australia's securitisation market could start to open again after the prolonged credit freeze as confidence returns to the global debt markets."...

Dear Alex, 1. My corresponding comments to your points of interest that are being put forward in your u/m post, are as per outlined below. 2. For your further comments and discussion, please. 3. Thank you. Cheers, Kenneth KOH &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&& Comments: I fully...

Bursting Existing Housing Bubble in South-Western Sydney Suburbs? &&&&&&&&&&&&&&&&&&&&&&&&&&&&&& Dear Alex, 1. Nick Gardner and Andrew Carswel in their article, "House bubble bursts, but whose fault is it?" has argued that a. "Rising interest rates, both from the Reserve Bank...

&&&&&&&&&&&&&&&&&&&&&&&& Dear JoeExpat, 1. Perception does not equate to Actual Reality on the ground. 2. Do you personally believe that present housing "shortage" in Australia is "real" or/and merely "perceived" to be so, at this point in time? 3. Most of the Western world where...

"Speculative Bubble" in the Australian Housing Markets??? &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&& Dear JoeExpat, 1. "speculative bubble" in Australian real estate"??? a. ... when there is reportedly still an existing housing shortage in Australia of more than 200,000 units that need to be built...

&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&& a. "Much of the sub-prime trouble in the US started in the so-called "rust belt" where home loans were provided to people living in the once-mighty US steel manufacturing cities like Detroit and Cleveland where unemployment is now widespread." b. "There is...

Dear All, 1. According to Bob Wilson, who authored the article, entitled, "Sub-prime debacle has knock-on effect Down Under" k. "Recent housing approval statistics suggest that rising interest rates are already causing investors to back off. And the HIA says any further contraction of...

************************** Dear AlexLee, 1. In her recent article, entitled, "Have mortgage and rent payments reached breaking point?" Sarah Mills advises that when assessing the future of house and rental prices in Australia, there are several possible scenarios to consider, as follows: a...

Dear All, 1. It was reported in the local Courier Mail newspapers today that a. "OFFICIAL interests rates are tipped to remain steady this week but the credit crunch threatens to spur more independent hikes by the big banks." b. "Banks have lifted home loan rates independently of the...

6. Most of the housing markets in Australia has reportedly slowed down in a more noticeable manner recently since March 2008, as a result of the RBA's various cumulative interest rate increases as well as the frequent additional and higher bank rates imposed by the commercial banks. Cheers...

Dear Dave, 1. My corresponding comments are as per outlined below. Cheers, Kenneth KOH &&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&& Comments: 1. Please give some time for the various global D&G issues to work itself fully through the Australian Economy and you will know that the...

Dear Alex, 1. I am wondering who you have in mind, who is saying that the RBA is going to cut interest rate as early as May 2008, as your post seems to be "implying" indirectly? 2. I do not recall having made this particular claim, to date. Cheers, Kenneth KOH

&&&&&&&&&&&&&&&&&& Hiya Dave, 1. I have some " different" perceptions and perspective again as far as the local inflation rate in Australia and in other countries are concerned. 2. You said, " 4.2% inflation is very high, well outside Glenn Stevens's comfort zone, and probably for...