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Sorry guys, I should've clarified better, loan is sitting around 198k, or 168k taking into account money in offset. Colin, what advantages would there be in going I/O on the current loan? Thanks for your replies guys, appreciated. K.

Thanks for the quick reply Rolf. My other liabilities are minimal, minor amounts on a credit card, and an average car etc. Income is very low risk, in job for 4 years and not likely to move in short term. In regards to structure, I'd be going I/O if I were to proceed, but am unsure as to...

Hello all, first time poster but have been reading forums for a bit. Like to ask advice on current situation: Purchased PPOR 6 months ago, halves with brother (Separate loans). House bought for 500k, for my 250k share I had a 50k deposit. Initial Loan amount: 200k Amount in offset: 30k Loan...