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Hi Kim ANZ are a very conservative lender, so if they say 'no' you will most likely be able to borrow more from another lender anyway. Finance Clauses in Contracts are usually generic, and it really doesn't matter which lender you put in or even how much the loan amount is for - but...

Hi Kim Single people who live alone often prefer to not live on the ground floor The security factor of living on the first or second floor is better - for starters, you can sleep with the windows open, have greater privacy and a better outlook Plus, you are above the general noise of...