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Quite a few There are a small number of lenders which have an 85%LVR threshold, but most do not apply the Genuine Savings requirement until >90%LVR, will look primarily at serviceability and be not at all that fussed with regards to source of funds, provide that it is a legitimate source...

G'Day Hanging I think the Broker you spoke to is somewhat confused (read: has no idea!) Your fiance doesn't need to show Genuine Savings if the loan is not more than 90%LVR Gift away, me hearty! There is no such limitation that I have yet come across Cheers Kristine