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Thanks Daz, i must have not heard that ;-)

At this recent seminar, i don't think i heard him say that. I guess his memory of when he started out investing is starting to fade as it was over 20 years ago. I should have asked at the seminar "If you had to start again today but with the knowledge that you have, how would you do it...

What about adding value? That has to have some weight when discussing why property is beneficial when starting out are an investor doesn't have as much equity to play with.