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Piston Broke Maybe I am a woodduck :) Certainly when dealing with car finance people direct I have been dealing with feathers - wish I could get past them and onto someone more senior though that's probably more for fleets. Anyway you seem to be a very experienced mortgage obtainer (I am...

* Many * great replies - thanks all. (I started the thread). One of my initial questions was: "Do their 'connections' with lenders mean you have a better chance of securing a loan?"... I'm not sure it has been addressed (though could be wrong). Let me expand - when going for car finance...

I assure you all that when I referred to "vetting/summarizing and the like of financials" I was absolutely NOT referring to brokers altering anything for their own inappropriate benefit. I was simply curious if they were the "eyes and ears" of the lenders. I'll expand on that: since the...

What lenders are you referring to please.

OK thanks all. What about financials that are sent to brokers - are they passed on to the lender in full or the broker summarizes and then sends to lender - how does that work? I mean the broker does need to have an idea if the financials stack up - I do understand - but does he do more -...

Just a straight up question. I know the motherhood answer of "we get the best deal for your circumstances" but I would like to know more detail. For example do they give advice as to how to "best present" your financials - do they vet or summarize your financials before presenting them to...