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Ah I googled "Carly Crutchfileld" and nothing came up so I though it was an in joke. I see it's misspelt - but a name like Carly Crutchfield must be a joke anyway :) - must be a Spike Milligan creation from the Goons show surely.

OK I'll bite. Who is Carly Crutchfileld.

Yes exactly - control of asset plus time is absolutely everything. Thanks all.

Thanks Rob Did the same bank value it at $250k (that did the $320k) in order to purchase it? What i am getting at is - is it possible the original val was too low as no val is above the purchase price, only possibly below. Also how can one be reasonably sure that a reno will lift the val?

I saw in another thread/s somewhere yesterday that someone said (Propentuity maybe - sorry for the spelling) the buy/reno/sell model is very hard to make money with but the buy/reno/hold/get some money out model is good. Can someone with experience using this technique show some figures...