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That was my very initial gut feeling at the beginning of the thread - **** PM. Anyway work through all your options and choose the best one, but make sure you actually HAVE all the options to weigh up. I feel your stress mate. Just keep the momentum going. Its definitely a learning process...

Sounds good mate. Im just wondering if perhaps other lenders may be more 'on your side' then the current one.. Yeah councils have an annoying habit of being...well..bloody illogical *******, You get the picture. cheers

I think its about time you speak to another broker.. at the very least to confirm what your position is on this. Also different brokers have varying levels of 'convincing power' with different lending institutions. Please, please, please don't tell me its a residential broker. Its a...

" However I've been told by my PM firm that because were going commercial we have to pre-sell 4 units and off load another to someone for a JV. Cash wise it works and leaves us with a healthy profit." 1. Sounds like a very high percentage of pre sales.. can you renegotiate with another bank...