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Hey Melisem, I have quite a few friends that still rent, and have managed to build a multi million dollar portfolio. It just depends on your goals and how aggressive you want to be. Most of them rent because usually its cheaper to rent in a place you really want, rather than hold a mortgage...

Need to change your view on LMI. One of the recurring themes I sense is this trying to avoid paying LMI. If you want to build a large enough portfolio before your 145 years old and achieve your financial goals, I would start viewing LMI as a business expense as it will allow you to expand...