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There is a time and place to reduce debt, and for the vast majority of investors, it wont be after their first few IPs. Leo

Absolutely. Well said. This approach would be in the best interest of all clients. Leo

HI Mark, No mate, I never called you a liar at all. Just a typing/communication misinterpretation. Apologies if you felt I was saying that. With reference to some comments you made: "There is no way I would recommend that a client uses more than 80% loan to value ratio borrowing as a...

This happens every day of the year. Clients buy in places with massive supply. This is all just 1 man's opinion mate. Leo

Hi Itxrd, Yep I agree its not everyone's game. That's why I said in the short to medium term can greatly slow wealth creation. I'm sure a large segment of investors are happy with the slow boat to China method :) Also by buying at the rough right time of a cycle and under market value...

New means your paying a premium and someone smarter than you made the money. New doesn't allow you to buy under market value. New doesn't allow scope for adding value. New often means buying in areas of massive supply. All those factors are killers of CG and generally make for poor...