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Reply: 1.1.1.1 From: Les . G'day Projects, Thanks for adding that very important piece. I had to laugh about this as I had omitted that bit (about including the rental income) when I replied to Mark, but only an hour ago pointed out this very thing in a reply to another post .... Funny...

Reply: 1.1 From: Les . G'day Mark, As I mentioned in "Meeting Point", DSR (Debt Service Ratio - or, your ability to repay) is likely to be your sticking point. In fact, you said it yourself:- "by how many years i dont know, because of my inability to service the loan." As an idea, find...