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Reply: 1.2.1 From: Les . G'day Geoff, Of course you can do it with the one lender - but the suggestion put to me as I started out was to keep your own home lender separate from your IP lender(s). And cross-collateralising is THE WORST (so if you're using the same lender for both, make...

Reply: 1.1.1 From: Les . G'day Ray, It is unusual for any lending institution to lend you the full (106%) cost of purchasing an IP, UNLESS they are also holding your Home Loan. Therefore, they are cross-collateralising your home and your IP. Some lenders will go as high as 95% + LMI...