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G'day Steve, I believe you are absolutely right !!! And I just wanted to say thanks - to you especially - for the effort, detail, and time you have given to it (therefore, to us!!!). This thread is a classic - the 5 stars at the top seem to agree, too !!! Regards,

G'day all, Also not a guru, but having seen a bunch of figures, and "mild" returns, I got to thinking "what's missing" ???? Answer (maybe several):- 1. If cashbonds are Tax deductible, where has Tax saved been entered into the figures quoted?? (I didn't see it...)...

G'day Brains, Is that the same kind of "common" as used in the phrase "common sense" :p Regards,