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Lol, me too! Give me a burger any day, doesn't mean i won't complain about the size of my a***... That is true, she probably has gotten used to it. I still think there may be hope for her, if not she becomes a statistic..

She has started without excuses. Yes i can see she is starting making excuses, maybe cold feet? Or just maybe the way she's being approached about it is scarying her a little. Some people can be helped with a sentence, others need more of a shove. I may be viewing this a little...

Surely you can help her get into a PPOR with a similar repayment of the mortgage to the amount of rent she pays? I think people need to give the lady a break, no matter her age she's stood up and said she wants to change things, so why not help out? It's her choice if she jumps on the band...