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The sad part is that so many mums and dads go to a financial adviser who tells them they need to diversify - and lo and behold, he has exactly the managed fund to do it. Never suggests direct investment in shares or property (although I know there are some limitations under law about giving...

Oh, this one totally cracked me up. I'm still wiping the tears of laughter from my eyes. Sometimes I think the rarefied air on this forum blinds us all to the realities of the world outside.