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I agree with TokenFunder, the discount only applies to the SVR, so make sure you compare the end rate , not just the discount.

If your LVR is below 75%, NAB will give a 0.8% discount as standard now. If you want this bettered, then you need to make a case for customer value, comparable offers from competitors and risk mitigation for the lender ( i.e your a good risk or have more potential in future ) This is where...